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The group contends the FTC is overstepping its authority by banning special offers and ads while free credit report requests are processed.

The rule's coverage ends once a consumer requests credit report government free Charlotte the free file disclosure; it does not extend beyond credit report government free Charlotte that point, Pratt asserts. In addition, the group argues, banning the ads violates the bureaus' right to free expression. They argue that getting a credit score along with the free credit report enables consumers to learn how information in their credit report files affects their credit score. Pratt notes that the proposed rules don't go far enough in curbing practices of third-party commercial sites that aren't affiliated with the three major CRAs, but charge fees for consumers to obtain free credit reports. free credit report information The FTC's proposed rule does not focus on these kinds of abuses, he writes. Charles Burnett, president of Evergreen Credit Reporting, a small Nevada CRA that operates creditreporting.com, said in comments his business will be affected by the proposed rule requiring any Internet sites that offer free credit reports set up a separate Web page (called a landing page) that includes the FTC disclosure: This is not the free credit report provided for by federal law. obtaining free credit report To get your credit report government free Charlotte free report, visit www.AnnualCreditReport.com credit report government free Charlotte or call (877) 322-8228.

Burnett called the rule extreme, adding the landing credit report government free Charlotte page will direct most if not all potential customers to the government website whether the customer is looking for the free annual credit report under law or not. He adds: We do not attempt to mislead consumers, but we do generate revenue for our company by selling credit reports and related products to consumers, and we are sensitive to credit report government free Charlotte FTC requirements that may adversely affect our ability to credit report government free Charlotte sell legitimate products. free credit score reports